Privacy Policy
Champlain Valley Credit Union is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with our credit union. This online Privacy Policy is intended to disclose how we treat information you provide us through the Champlain Valley Credit Union web site. Any use of the site constitutes your consent to this Policy.
Information We Collect About You
As a general policy, Champlain Valley Credit Union does not automatically collect personal information from users of our web site. Champlain Valley Credit Union does collect aggregate general or technical information that will not allow us to identify you. For example, this may include the type of browser, operating system, ISP, the search engine or link that brought you to our site and the pages you visit at our site and the date and time you visit the site. This information is used for statistical purposes and for the purpose of tracking activity to assist us in improving the web site design and navigational paths.
Online Forms
Champlain Valley Credit Union provides members the ability to complete online forms (loan applications, check orders, and home banking sign ups) to better serve the needs of our members. Personal information provided by a user via any of the credit union's online forms is used by Champlain Valley Credit Union strictly for the purpose of processing a member's request for a product or service. All information that passes between your PC and us is encrypted to protect your privacy.
Security
Personal Identification data (account number, PIN, password) is collected when a valid credit union member with active credit union account(s) has registered to enter the secure online banking area of the credit union's web site. This information enables us to regulate access of this information to those who request such access and those entitled to perform transactions on these account(s).
Use of Information
We will only disclose information to third parties about your account or transactions you engage in:
- where it is necessary for completing transactions;
- in order to verify the existence and condition of your account for a third party, such as a credit bureau;
- in order to comply with a government agency or court orders, subpoenas or other legal documents,
- if you give us your permission.
E-mail Communication
Various parts of our web site allow you to submit information to us via e-mail. We may collect the e-mail addresses of those who send us e-mail and the information provided in the e-mail. We gather this information with your active permission and participation. Since e-mail communications may not be secure against interception by unauthorized individuals, users may wish to use alternative means when providing sensitive or personal information when communicating via e-mail.
Additional Information
Champlain Valley Credit Union's Web Site Privacy Policy is subject to change at anytime without notice. If after reading this you have questions, please inquire by e-mail, by calling us at (802) 879-7747 or writing us at:
Champlain Valley Credit Union
PO Box 82
Essex Junction, VT 05453-0082
Legal Disclaimer
All Web site design, text, graphics, the selection and arrangement thereof, and all software are property of Champlain Valley Credit Union
www.champlainvalleycu.com ALL RIGHTS RESERVED.
Permission is granted to electronically copy and to print in hardcopy portions of this Web site for the sole purpose of placing an order with Champlain Valley Credit Union and any of its affiliates and for using this Internet promotion as a shopping or informational resource.
Any other use of the materials on this Web site, including reproduction for purposes other than those noted above, modification, distribution, or republication--without the prior written permission from Champlain Valley Credit Union representing www.champlainvalleycu.com is strictly prohibited.
Champlain Valley Credit Union and www.champlainvalleycu.com are Trademarked. All other trademarks, product names and company names or logos cited herein are the property of their respective owners.
Disclaimer
The Champlain Valley Credit Union web site provides links to other web sites for convenience and informational purposes only. Users should be aware that when they select a link on the Champlain Valley Credit Union web site to an external web site, they are leaving the Champlain Valley Credit Union site. Linked sites are not under the control of Champlain Valley Credit Union, and Champlain Valley Credit Union is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. Champlain Valley Credit Union is not responsible for any transmission received from a linked site. The inclusion of a link does not imply endorsement by Champlain Valley Credit Union of the site, its content, advertisers or sponsors. External sites may contain information that is copyrighted with restrictions on reuse. Permission to use copyrighted materials must be obtained from the original source and cannot be obtained from the Champlain Valley Credit Union.
CHAMPLAIN VALLEY CREDIT UNION IS PROVIDING THIS SITE AND ITS CONTENTS ON AN "AS IS" BASIS AND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WITH RESPECT TO THIS SITE OR ITS CONTENTS. CHAMPLAIN VALLEY CREDIT UNION DISCLAIMS ALL SUCH REPRESENTATIONS AND WARRANTIES, INCLUDING FOR EXAMPLE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. IN ADDITION, CHAMPLAIN VALLEY CREDIT UNION DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS SITE IS ACCURATE, COMPLETE OR CURRENT.
Except as specifically stated on this site, neither Champlain Valley Credit Union nor any of its directors, employees or other representatives will be liable for damages arising out of or in connection with the use of this site.
Users specifically agree that Champlain Valley Credit Union shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received, or any transactions entered into through this service. Champlain Valley Credit Union does not give, sell or transfer personal information to third parties, unless required by law.